Last updated: June 15, 2026
These Terms of Service explain the rules, responsibilities, and acceptable use standards that apply when using the Creda platform.
Creda is provided to support lending operations, client management, approvals, payments, reporting, and related business functions.
Users must keep their login credentials secure and may only use the system within the permissions assigned to them.
Organizations are responsible for ensuring that client, loan, branch, and payment records entered into the platform are correct and up to date.
System access is controlled through roles and permissions. Attempting to access data or features beyond assigned permission is prohibited.
Any SMS or email messages sent through the platform must be lawful, appropriate, and aligned with the organization’s operational policies.
The platform may be improved, adjusted, or updated over time to maintain performance, security, and compliance.
Users must not misuse the platform, interfere with operations, or attempt unauthorized access to records, accounts, or infrastructure.
These Terms of Service may be updated from time to time. The latest active version published in the system is the version that applies.